Change your Uber payment method in the app in under a minute
To change the credit card Uber charges for rides, open the Uber app, tap the account icon in the bottom right, select "Wallet," and tap the payment method you want to remove. Then tap "Remove payment method" and confirm. To add a new card, tap the "+" icon in the Wallet section, enter your card details, and save. Uber will then use whichever card you set as your default, or you can choose a different one before each ride.
The process works the same whether you're using iOS or Android. You don't need to contact Uber support unless the app won't let you remove a card or add a new one — which usually means the card is tied to an active promotion or a recent charge that hasn't settled yet.
Key Takeaways
- Open the Uber app, go to your account, select Wallet, and tap any card to remove it or add a new one.
- You can store multiple cards and choose which one to use before each ride, or set one as your default.
- If Uber won't let you remove a card, it may be linked to an active promotion or a pending charge — wait a few days and try again.
- Changing your payment method takes effect immediately and does not affect past or future ride history.
Step-by-step: removing your current card
Open the Uber app and tap the account icon — it looks like a person's silhouette and sits in the bottom right corner of the screen. Tap "Wallet" from the menu that appears. You'll see a list of all payment methods you've saved, including any credit cards, debit cards, and linked bank accounts.
Find the card you want to remove and tap it. A menu will appear with options including "Remove payment method." Tap that option and confirm when Uber asks you to verify. The card will be removed from your account immediately, and Uber will no longer be able to charge it.
If you only have one payment method saved and you remove it, Uber will ask you to add a new one before you can request a ride. If you have multiple cards saved, Uber will use your default card for the next ride unless you choose a different one at checkout.
Step-by-step: adding a new card
In the Wallet section, tap the "+" icon or "Add payment method." Uber will ask whether you want to add a credit card, debit card, or link a bank account. Select "Credit card" or "Debit card" depending on what you're adding.
Enter your card number, expiration date, and CVV (the three-digit security code on the back). Add your billing zip code if Uber asks for it. Tap "Add card" and Uber will save it to your account. Most cards are ready to use immediately, though some banks may take a few minutes to verify the card.
Once the card is saved, you can set it as your default payment method by tapping it in your Wallet and selecting "Make default," or you can choose a different card each time you book a ride by tapping "Payment method" at checkout.
Why Uber won't let you remove a card
If you try to remove a card and Uber shows an error or won't complete the removal, the card is usually tied to something that hasn't finished processing yet. The most common reason is an active promotional credit — if you have a $10 ride credit on that card, Uber won't let you remove it until the credit expires or you use it.
A pending charge can also block removal. If you took a ride that hasn't fully settled (usually within 3 to 5 business days), Uber may not let you remove the card until the charge clears. In rare cases, a dispute or refund in progress can also lock the card temporarily.
Wait a few days and try again. If the card still won't remove after a week, contact Uber support through the app by tapping your account icon, scrolling to "Help," and selecting "Account and payment." Describe the card you're trying to remove and when you last used it, and Uber can manually remove it for you.
Setting a default payment method
If you have multiple cards saved, Uber uses whichever one you marked as default. To change your default, open Wallet, tap the card you want to use most often, and select "Make default." A checkmark will appear next to that card.
You don't have to use your default card every time. At checkout, before you confirm your ride, tap "Payment method" and choose a different card from your list. Uber will charge that card for that ride only and will go back to your default card for your next ride.
What happens to your ride history and rewards
Changing your payment method does not affect any rides you've already taken or any rewards you've earned. Your ride history stays on your account, and any Uber Cash balance or promotional credits remain available. If you're an Uber One member, your membership status doesn't change when you swap cards.
If you're earning cash back or rewards through a specific credit card's rewards program, switching to a different card means future Uber charges will go to the new card instead. Only the new card will earn rewards on those charges. Past charges on the old card will still count toward that card's rewards, but future Uber rides won't.
Frequently Asked Questions
Can I use a debit card instead of a credit card on Uber?
Yes. Tap the "+" icon in Wallet, select "Debit card," and enter your card number, expiration date, and CVV. Debit cards work the same way as credit cards on Uber — you can save multiple debit cards, set one as default, or choose a different one before each ride.
What if I want to use a different card for Uber Eats than for Uber rides?
Uber and Uber Eats share the same payment methods and wallet. You can't set different default cards for each service. However, you can choose a different card at checkout for either service, so you can use one card for rides and another for food orders if you want.
Does Uber save my card information after I remove it?
No. Once you remove a card, Uber deletes it from your account. If you want to use that card again, you'll need to add it back by entering the card number, expiration date, and CVV. Uber does not store removed cards.
Can I change my payment method if I have an active ride or delivery?
No. You can only change your payment method when you're not in the middle of a ride or delivery. Once your current ride or order is complete, you can change your card in the Wallet section.
What if my new card is declined when I try to add it?
Uber may decline a card if the number, expiration date, or CVV is incorrect, if your bank has flagged the card as potentially fraudulent, or if the card is expired. Double-check the card details and try again. If the card is still declined, contact your bank to ask whether they've blocked Uber charges, then try adding the card again.