You can change your payment method in the Uber app in about 30 seconds

Open the Uber app, tap your profile icon in the bottom right corner, select "Payments," and then tap the credit card you want to replace. Choose "Remove" or "Edit," then add your new card details. Uber will save it immediately, and you can set it as your default payment method right away. The next ride will charge to whichever card you've marked as primary.

You don't need to contact Uber support to make this change. The app handles everything on its own, and there's no waiting period. If you're switching because your old card expired or was compromised, removing the old one prevents accidental charges.

Key Takeaways

  • You can add, remove, or change your default card directly in the Uber app under your profile and Payments section.
  • Uber stores multiple cards at once, so you can keep several on file and pick which one to use for each ride.
  • If your card was declined on a recent ride, updating your payment method will let you retry that charge or book new rides.
  • Removing an old card from your account stops Uber from attempting charges to that card number.

Step-by-step: Adding a new card to your Uber account

Start in the Uber app. Tap the profile icon — it looks like a person's head and shoulders — in the bottom right corner of your screen. This opens your account menu.

Tap "Payments" from the menu that appears. You'll see a list of all payment methods currently saved to your account. At the top or bottom of this list, you'll see an option to add a new payment method (usually labeled "Add payment method" or a plus sign icon).

Tap that option and enter your new card number, expiration date, and CVV (the three-digit security code on the back). Uber will ask for your billing zip code as well. Once you've entered all the details, tap "Add card" or "Save." Uber processes this instantly — there's no verification delay.

How to remove a card you no longer want to use

Go back to your profile and tap "Payments." Find the card you want to remove from the list. Tap on that card, and you'll see options including "Remove" or "Delete." Tap it, and Uber will ask you to confirm. Once you confirm, that card is no longer stored on your account.

You can only remove a card if you have at least one other payment method saved. Uber won't let you delete your last card, because you need something on file to book rides. If you're trying to remove your only card, add a new one first, then remove the old one.

Setting a default payment method

If you have multiple cards saved, Uber will use whichever one you've marked as your default. To change which card is primary, go to Payments, tap the card you want to use most often, and look for an option like "Make default" or a radio button to select it.

You can override this choice on any individual ride. When you're about to request a ride, the app shows you which card will be charged. Tap on that card to switch to a different one before you confirm the request.

What to do if a card keeps getting declined

If Uber tried to charge a card and it was declined, you'll see a notification in the app. The most common reasons are an expired card, insufficient funds, or the card issuer blocking the charge as fraud. Contact your bank or card issuer first to find out why the charge was blocked.

Once you've fixed the issue with your bank, add a new card to your Uber account or update the existing one with new details. If your card expired, you'll need to enter the new expiration date. If your bank blocked the charge, they may have lifted the block, and you can retry the payment. Tap on the declined charge notification, and Uber will give you the option to pay with a different card.

Changing your card for Uber Eats on the same account

Uber Eats and Uber rides share the same payment methods if you use the same account. When you update your card in the main Uber app, that change applies to Uber Eats as well. You don't need to update it twice.

If you use a separate Uber Eats account (which is rare but possible), you'll need to update the payment method in the Uber Eats app separately. Open Uber Eats, go to your account, tap "Payments," and follow the same steps to add or change a card there.

Why Uber might ask you to update your payment method

Uber sometimes sends notifications asking you to update your card even if nothing is wrong. This usually happens when your card issuer changes something on their end — for example, if your bank updates their security system or if Uber's payment processor changes. These requests are normal and don't mean your card is compromised.

You may also see a request to update if your card is expiring soon. Uber can see the expiration date you provided, and it will prompt you to add a new card before the old one stops working. This prevents your rides from being declined when your card expires.

Frequently Asked Questions

Can I use a debit card instead of a credit card on Uber?

Yes. Uber accepts Visa, Mastercard, American Express, and Discover debit cards the same way it accepts credit cards. Enter your debit card number, expiration date, and CVV just as you would for a credit card. The process is identical.

What happens to a ride I booked if I change my card before the trip starts?

The ride will charge to whichever card you've set as your default at the time the trip ends. If you change your default card before the driver picks you up, the new card will be charged. If you want to make sure a specific card is used, don't change your default until after the ride is complete.

Does Uber charge a fee to change my payment method?

No. Adding, removing, or changing a card costs nothing. Uber only charges you for rides and food orders, not for managing your payment methods.

Can I use the same card on multiple Uber accounts?

Yes, one card can be saved to multiple Uber accounts. However, each account is separate, so you'll need to add the card to each account individually. Charges will be tracked separately for each account.

What if I lost my phone and need to change my card remotely?

Log into your Uber account on a web browser or a different phone at uber.com. Go to your account settings, find Payments, and update your card from there. This works the same way as updating through the app.