You can change your credit card in the Uber app in about 30 seconds
Open the Uber app, tap your profile icon in the bottom right corner, select "Payments," and then tap the card you want to replace. Choose "Remove this card" and confirm. Then tap "Add payment method," enter your new card details, and save. Uber will process the change immediately — your next ride will charge to the new card.
The process is the same whether you're using Uber for rides, Uber Eats, or both. If you have multiple cards saved, you can set which one is your default payment method, and you can switch between them before each trip if you want.
Key Takeaways
- You remove your old card and add a new one through the Payments section of your Uber profile, all within the app itself.
- Uber charges your new card starting with your very next transaction — there is no waiting period or confirmation delay.
- You can keep multiple cards saved and choose which one to use before you request each ride or order.
- If your card is declined during a ride, Uber will ask you to update your payment method before the trip ends.
Step-by-step: removing your old card
Tap the profile icon at the bottom right of the Uber app (it looks like a person's head and shoulders). This opens your account menu.
Scroll down and tap "Payments." You'll see all the payment methods you have saved — credit cards, debit cards, and any other options like PayPal or Google Pay if you've added them.
Tap the card you want to remove. A menu will appear with options including "Remove this card." Tap that option and confirm when Uber asks you to verify.
The card is deleted immediately. If it was your only payment method, Uber will prompt you to add a new one before you can request a ride.
Step-by-step: adding your new card
From the Payments screen, tap "Add payment method" at the bottom of your list. Uber will show you options: credit or debit card, PayPal, Google Pay, Apple Pay, or other regional methods depending on where you are.
If you choose credit or debit card, enter your card number, expiration date, and CVV (the three-digit security code on the back). Add your billing zip code. Tap "Add card" and Uber will save it.
Uber does not charge your card to verify it — the card is active as soon as you save it. Your next ride or food order will charge to this new card.
What happens if you need to change cards mid-trip
If your card is declined while you're in a ride, Uber will notify you before the trip ends. You'll see a message asking you to update your payment method. You can add a new card or switch to a different saved card right then, and Uber will charge the trip to whichever method you choose.
If you don't update your payment method before the trip ends, Uber will keep trying to charge your original card. If those attempts fail, your account may be flagged and you won't be able to request new rides until you add a working payment method.
Setting a default card when you have multiple saved
If you have more than one card saved, the most recent one you added becomes your default. Every time you request a ride or order food, that card will be charged unless you change it.
To change your default, go to Payments, tap the card you want to use most often, and look for an option to set it as default (the exact wording varies by region and app version). You can also tap a different card right before you confirm your ride or order, and Uber will charge that one instead without changing your default.
Why Uber might decline your new card
Even if your card is active and has available funds, Uber may decline it for a few reasons. Your bank might flag the charge as suspicious if it's from a new device or a different location than usual. Your card issuer might have a fraud hold on your account. Or the card details you entered might have a typo — double-check the number, expiration date, and zip code.
If your card keeps getting declined, contact your bank first. Tell them you're trying to use the card with Uber and ask whether they've blocked the transaction. If your bank says the card is fine, remove it from Uber and add it again, making sure every digit is correct.
Removing a card without adding a new one
You can delete a card from your Uber account anytime, but you must have at least one valid payment method saved at all times. If you try to remove your only card, Uber will ask you to add a replacement before the deletion goes through.
This is a safety measure — Uber needs a way to charge you for rides. If you want to stop using Uber temporarily, you don't need to remove your card; you can just not open the app. If you want to delete your entire account, you can do that separately through your account settings, which will also remove all saved payment methods.
Frequently Asked Questions
Does Uber charge a fee to change my card?
No. Changing your payment method is free. Uber only charges you for rides, food orders, or other services you actually use.
Can I use a prepaid card on Uber?
Yes, most prepaid cards work the same way as regular debit cards. Enter the card number, expiration date, and CVV just as you would for any other card. Some prepaid cards may be declined if they don't support online transactions, so check with your card issuer if you run into trouble.
What if I want to use a different card for Uber Eats than for rides?
You can save multiple cards and choose which one to use before each transaction. When you're about to confirm a ride or food order, tap the payment method section and select a different card if you want. Both Uber rides and Uber Eats pull from the same saved payment methods list.
How long does it take for a new card to start working?
Immediately. As soon as you save the card, it's active and ready to use. Your next ride or order will charge to it with no delay.
Can I change my card on the Uber website instead of the app?
You can view your saved payment methods on the Uber website if you log into your account, but you cannot add or remove cards there. You must use the mobile app to manage your payment methods. This is a security measure Uber uses to protect your card information.